In this wonderfully rib tickling
article, Mr.Johnson.V (Founder Director Of Johnson’s Spoken English Course) discloses
the tricks the insurance agents, agencies & companies use to trick the
easily gullible common man, whom they target the very moment he arrives in
the world!
When we go through the article, we seldom have even
a shade of doubt about whatever Mr. Johnson says on the Tricky Business
called ‘INSURANCE’! He makes us very cautious & careful for the very next
moment when, if at all by chance, we encounter these very tricky insurance
people who all are deeply immersed in the Gamble Called Insurance!
JSEC – UR ENGLISHMADE EC – SINCE 1990 wishes you a great
reading!
WEDNESDAY, JUNE 1, 2011
ON INSURANCE, TAX, LOAN, INSURANCE COMPANIES, BANKS,
INDIANS etc!
It
seems that the people in India these days are more worried about their personal
life, much more than their predecessors as
they rush to take personal insurance! They also are so concerned about their
homes as they make long queues infront of the home-insurance counters of
various insurance companies. A
large chunk of people's time is now a days spent on taking insurance like
accident insurance, vehicle insurance, medical insurance & a hell lot of
other insurances! It is generally referred to as the Spring of insurance in
India!
The people are so much involved in the process of taking insurance that they always think, talk & write about insurance, its benefits, the greatness of the thing called insurance, the illiterates & idiots who don't have insurance, the suffering of those who are not so intelligent as the insured persons are etc They even sent Indian post cards to millions asking the receiver to post at the least 10 post cards each for the received one, narrating the gory stories of what happened to those who didn't send 10 post cards narrating the greatness of insurance, after receiving one! In the terrible stories we often read the stories like that of the person who didn’t send the 10 post cards as required by the INSURANCE GOD/GODESS & sprained his right ankle THE VERY NEXT DAY, the woman who didn’t send the 10 to wake up next morning with a severe tooth ache, the 37 year old man who didn’t care about it to find himself in a very ugly situation where he COUGHED TWICE infront of a couple of people, the girl who teased it to find that her toffee was eaten by ants the same evening etc!
The Indian government has magnanimously promoted & supported the EXTREMELY STARVED INSURANCE INDUSTRY in such a way that THESE POOR GUYS SOMEHOW CONTINUE TO LIVE ON! If this industry is not there, it is believed that millions would have died silently & sufferingly all over India, AS HAD BEEN HAPPENING TILL JUST BEFORE THESE INSURANCE COMPANIES CAME TO INDIA! OH WHAT A STRUGGLE IT HAD BEEN, WE ARE TOLD! SOMEONE EVEN BELIEVED THAT THE INDIA GATE IS BUILT IN THE MEMORY OF THOSE WHO LOST THEIR LIVES DUE TO THE NON-EXISTANCE OF INSURANCE COMPANIES IN INDIA!
What the government never told us is that when we insure our home, paying exorbitant amounts, what we really make sure is that THE LAW & ORDER PEOPLE REST IN THEIR HOUSES -SLEEPING, EATING & AGAIN SLEEPING- as whatever losses one incurs after one's home is insured automatically goes to the insurance company and WHAT THE LAW & ORDER PEOPLE ARE SUPPOSED TO DO IS JUST FILING AN F.I.R & TAKE REST! The government always forget to tell us that when we take vehicle insurance what we make sure, paying heavily from our pockets, IS THAT ALL THE DAMAGES & PROBLEMS EMANATING FROM THE LOW QUALITY VEHICLE ONE BOUGHT PAYING HUGE AMOUNTS, THE EXTREMELY POOR QUALITY ROADS - THE RESEARCH WORKS ON HOW DEEP ONE CAN DIG ON A NO-PROBLEM ROAD IS FINDING NEW DIMENSIONS EVERY HOUR IN INDIA!-, SENSELESS DRIVING & ACCIDENTS CREATED BY THOSE WHOGOT LICENSES 'IN SOME WAYS' etc CAN BE 'TRIED' TO BE BRIDGED, SOMEHOW, AFTER THE SO-CALLED HEAVY DEPRECIATION & ALL!
The government also forgets always to tell us that when one takes medical insurance what one makes sure is THAT THE PERSONS IN ONE'S HOUSE CAN 'GET SOMETHING' AFTER THE INSURED PERSON'S DEATH etc & one can undergo whatever treatment irrespective of any qualitative & accurate verification -the sole verification being HOW MUCH AMOUNT CAN BE SPENT ON A PARTICULAR INSURED PERSON FOR MEDICINE & HOW CAN WE SPENT THE MAXIMUM AMOUNT ON THE INSURANCE FOR A PROBLEM THAT WILL VANISH IN NO TIME ONLY IF ONE TAKES SOME REST etc?!- till the cover ends or till one dies, whichever is earlier!!
GOVERNMENTS ETERNALLY HELP POOR STUDENTS & THEIR PARENTS by fixing the income tax limit @ a paltry 1.6 lakh -It was a beggar's 1 lakh & less a couple of years ago!- & OFFER 'SIMPLE' EDUCATIONAL LOANS, WITH THE HELP OF THE MAGNANIMOUS BANKERS@ A VERY LOW INTEREST RATE OF AROUND 10%, FROM THE VERY FIRST DAY OF AVAILING 'THE SIMPLE & CONVENIENT' LOAN! For 'THE SIMPLE & CONVENIENT EDUCATION LOAN' if the MAGNANIMOUS BANKS are taking the land titles & other valuable things as guarantees, who can blame THE MAGNANIMOUS BANKS?! And, one should NEVER THINK THAT THESE TYPES OF 'NEVER MENTIONED & NEVER APPROVED THINGS' DONE BY THE MAGNANIMOUS BANKS ARE EVER KNOWN TO THE WELL INTENDED GOVERNMENTS! After all, what is a government for other than helping some poor banks & insurance companies GROW OUT OF THEIR POVERTY LINES & DEVELOP INDIA?!
The people are so much involved in the process of taking insurance that they always think, talk & write about insurance, its benefits, the greatness of the thing called insurance, the illiterates & idiots who don't have insurance, the suffering of those who are not so intelligent as the insured persons are etc They even sent Indian post cards to millions asking the receiver to post at the least 10 post cards each for the received one, narrating the gory stories of what happened to those who didn't send 10 post cards narrating the greatness of insurance, after receiving one! In the terrible stories we often read the stories like that of the person who didn’t send the 10 post cards as required by the INSURANCE GOD/GODESS & sprained his right ankle THE VERY NEXT DAY, the woman who didn’t send the 10 to wake up next morning with a severe tooth ache, the 37 year old man who didn’t care about it to find himself in a very ugly situation where he COUGHED TWICE infront of a couple of people, the girl who teased it to find that her toffee was eaten by ants the same evening etc!
The Indian government has magnanimously promoted & supported the EXTREMELY STARVED INSURANCE INDUSTRY in such a way that THESE POOR GUYS SOMEHOW CONTINUE TO LIVE ON! If this industry is not there, it is believed that millions would have died silently & sufferingly all over India, AS HAD BEEN HAPPENING TILL JUST BEFORE THESE INSURANCE COMPANIES CAME TO INDIA! OH WHAT A STRUGGLE IT HAD BEEN, WE ARE TOLD! SOMEONE EVEN BELIEVED THAT THE INDIA GATE IS BUILT IN THE MEMORY OF THOSE WHO LOST THEIR LIVES DUE TO THE NON-EXISTANCE OF INSURANCE COMPANIES IN INDIA!
What the government never told us is that when we insure our home, paying exorbitant amounts, what we really make sure is that THE LAW & ORDER PEOPLE REST IN THEIR HOUSES -SLEEPING, EATING & AGAIN SLEEPING- as whatever losses one incurs after one's home is insured automatically goes to the insurance company and WHAT THE LAW & ORDER PEOPLE ARE SUPPOSED TO DO IS JUST FILING AN F.I.R & TAKE REST! The government always forget to tell us that when we take vehicle insurance what we make sure, paying heavily from our pockets, IS THAT ALL THE DAMAGES & PROBLEMS EMANATING FROM THE LOW QUALITY VEHICLE ONE BOUGHT PAYING HUGE AMOUNTS, THE EXTREMELY POOR QUALITY ROADS - THE RESEARCH WORKS ON HOW DEEP ONE CAN DIG ON A NO-PROBLEM ROAD IS FINDING NEW DIMENSIONS EVERY HOUR IN INDIA!-, SENSELESS DRIVING & ACCIDENTS CREATED BY THOSE WHOGOT LICENSES 'IN SOME WAYS' etc CAN BE 'TRIED' TO BE BRIDGED, SOMEHOW, AFTER THE SO-CALLED HEAVY DEPRECIATION & ALL!
The government also forgets always to tell us that when one takes medical insurance what one makes sure is THAT THE PERSONS IN ONE'S HOUSE CAN 'GET SOMETHING' AFTER THE INSURED PERSON'S DEATH etc & one can undergo whatever treatment irrespective of any qualitative & accurate verification -the sole verification being HOW MUCH AMOUNT CAN BE SPENT ON A PARTICULAR INSURED PERSON FOR MEDICINE & HOW CAN WE SPENT THE MAXIMUM AMOUNT ON THE INSURANCE FOR A PROBLEM THAT WILL VANISH IN NO TIME ONLY IF ONE TAKES SOME REST etc?!- till the cover ends or till one dies, whichever is earlier!!
GOVERNMENTS ETERNALLY HELP POOR STUDENTS & THEIR PARENTS by fixing the income tax limit @ a paltry 1.6 lakh -It was a beggar's 1 lakh & less a couple of years ago!- & OFFER 'SIMPLE' EDUCATIONAL LOANS, WITH THE HELP OF THE MAGNANIMOUS BANKERS@ A VERY LOW INTEREST RATE OF AROUND 10%, FROM THE VERY FIRST DAY OF AVAILING 'THE SIMPLE & CONVENIENT' LOAN! For 'THE SIMPLE & CONVENIENT EDUCATION LOAN' if the MAGNANIMOUS BANKS are taking the land titles & other valuable things as guarantees, who can blame THE MAGNANIMOUS BANKS?! And, one should NEVER THINK THAT THESE TYPES OF 'NEVER MENTIONED & NEVER APPROVED THINGS' DONE BY THE MAGNANIMOUS BANKS ARE EVER KNOWN TO THE WELL INTENDED GOVERNMENTS! After all, what is a government for other than helping some poor banks & insurance companies GROW OUT OF THEIR POVERTY LINES & DEVELOP INDIA?!
..........................................................Full
Article HERE!
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